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What basic budget areas are covered in a monthly CMIT budget?

Answer

  1. Housing and utilities
  2. Food
  3. Medical insurance
  4. Long distance phone
  5. Debt Repayment
  6. Misc. - a monthly reserve to cover unanticipated expenses
  7. Newsletter
  8. Giving/Tithe
  9. Transportation
  10. Savings. This is mainly for estimated taxes. We also hope that you would be able to set aside a small amount each month for emergencies.